The most fundamental learning and creation: practice.最基本的学习和创造:实践

Practice, literally means, practice and action. 实践,字面意思是实践和行动。 If you think of it, do it. Only when you have done it, it counts as practice. If you can’t do it, it’s useless. 如果你想到它,就去做。只有当你做到了,它才算是练习。如果你做不到,那就没用了。 From around 1986, I really disliked the Spring Festival, for a very simple reason, I felt it was a waste of time… At […]

The most important concept in life: Compound interest. 人生中最重要的概念:复利

Einstein once said: 爱因斯坦曾经说过: “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” “复利是世界第八大奇迹。谁理解它,谁就赚到它……不这样做的人……付钱。 For the vast majority of people, compound interest is just a concept in high school math textbooks. After doing a few application problems, it seems to have no relevance […]

Most group chats are a waste of life. 大多数群聊都是浪费生命。

Sometimes, chatting is a kind of production process. You say something and I say something, when the other person is speaking, you can think, and when you are speaking, the other person listens or thinks, and at the same time, you can think while speaking… 有时候,聊天是一种生产过程。你说什么,我说点什么,对方说话的时候,你可以思考,当你说话的时候,对方听或想,同时,你可以边说边想…… The vast majority of the content of “Think Fast […]

Personal Finance: Don’t be “Risk Blind” 个人理财:不要“风险盲目”

Assuming two people are playing a fair coin-flipping game with a constant bet, the game continues until one party loses everything. What ultimately determines the outcome (select one)? 假设两个人正在玩一个公平的掷硬币游戏,并不断下注,游戏继续进行,直到一方输掉一切。最终决定结果的是什么(选择一个)?A. Luck B. Who flips the coin first C. Number of coin flips D. Total game duration E. All of the above F. None of the above […]

Financial Management: Character Development 财务管理:性格发展

Some say: “Character determines destiny.” How is personality formed? What factors determine it? Is it genetic or acquired? Anyway, personality should not be determined by blood type, zodiac sign, or fortune-telling. These are all superstitions, although it is said that superstitions also have their benefits. 有人说:“性格决定命运。人格是如何形成的?哪些因素决定了它?是遗传的还是后天的?无论如何,性格不应该由血型、星座或算命来决定。这些都是迷信,虽然据说迷信也有其好处。 In my opinion, a person’s character is determined by […]

Financial Management: Passive Expenses 财务管理:被动费用

Previously it was mentioned that the most reliable way to increase income is to increase passive income, also known as “sleep income”. Here we discuss something unavoidable in life – passive expenses. 前面提到,增加收入最可靠的方法是增加被动收入,也称为“睡眠收入”。在这里,我们讨论生活中不可避免的事情——被动开支。 Passive expenses, colloquially speaking, refer to “you haven’t done anything, but your money has already been spent.” Huh? Is there such a […]

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